Defines the user’s risk profile – does not vary by goal for each investor.
Generally, GOE is configured for three Risk Profile levels (‘Conservative’,
‘Moderate’ and ‘Aggressive’), but it can be customized for 1, 3, 5 and 7 levels
of risk profiles. Note that Risk Profiles are mapped to portfolio access. For
example, in the current set-up, a ‘Conservative’ investor has access to
portfolios 1-8 (or 50% Equity) while an ‘Aggressive’ investor has access to all
the portfolios in the suite (up to 90% Equity). This mapping would change based
on the client preference and hence needs to be established along with the label
names associated with the risk profiles.
- CONSERVATIVE
- MODERATE
- AGGRESSIVE